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ABCs of Credit |
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Cleaning up your credit |
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The first step is to get a copy of your merged credit report, which shows all three of the major bureaus. The Index page contains contact information. |
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Credit Report Mistakes |
Most likely, almost every item on your credit report will have some mistake, even if only slight. Make a note of all inaccuracles and send a letter to the credit bureaus. |
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Obtain a credit card and use it a little each month to charge normal purchases such as gasoline or food. Pay the card balance in full each month. |